Why Warren Buffett Says You Should Invest in Index Funds
About nine years ago, Warren Buffett made a $500,000 bet. He wagered that a simple index fund would outperform an actively managed hedge fund run by expert investors. Which would you pick?Before you...
View ArticleWhat to Do When Your Tax Preparer Makes a Mistake
You might think that hiring a tax preparer to file your income taxes will guarantee a mistake-free return. Unfortunately, you'd be wrong.In 2015, the National Consumer Law Center used mystery shoppers...
View ArticleHow a Credit Card Cash Advance Costs You More Than a Purchase
Credit cards are all about convenience. With one swipe, anything we want or need is right at our fingertips; and that includes cash. That convenience comes at a steep price, however — quite...
View Article5 Steps to Picking the Best Airline Credit Card for the Most Rewards Value
If you're ready for a change of scenery but have limited travel funds, an airline credit card might be a dream come true. With an airline card, you'll earn valuable frequent flyer miles you can use to...
View ArticleHow to Make Sure You Don't Run Out of Money in Retirement
An annuity is a stream of fixed payments that's guaranteed, often for as long as you live. Having an annuity can make retirement more secure, but it's hard to recommend them as investment vehicles,...
View ArticleHow to Fix Your Finances After Missing a Payment
No matter how much you plan ahead with your finances, sometimes you'll mess up a payment. Whether you miss a due date or bounce a check, take a deep breath. It's not as bad as you think.Let's review...
View ArticleEveryone's Using Spare Change Apps — Are They Really Worth It?
Dad had one. His grandfather had one, too. And today, despite using credit cards for most transactions, I, too, have a change jar sitting on my dresser.As people shift from cash transactions to paying...
View ArticleThese Apps Turn Saving Money Into a Game — Are They Worth It?
If you have two dollars in your hand, do you save it or buy a scratch-off lottery ticket? We all know that the sensible choice is to put that money right in the bank. But the reality is, at today's...
View ArticleHow to Boost Your Credit With a Balance Transfer
Balance transfers can be a practical and effective way to tackle your credit card debt. Simply, you transfer your high-interest credit card debt to a card with a lower rate. This could be a card with a...
View ArticleThe Best Airline Rewards Programs for Trips to Europe
If you’ve been dreaming of a trip to Europe but can’t stomach the cost of airfare, now is the perfect time to rethink your travel goals. Scoring a round-trip flight to nearly any European city may be...
View ArticleShould You Buy a Car With a Credit Card?
While most people rely on cash or bank financing to buy a car, it may be possible to make all or part of your vehicle purchase with a credit card instead. This might seem like a risky proposition, but...
View ArticleStop Believing These 5 Home Refinance Myths
You might think, because of rising interest rates, that it no longer makes sense to refinance your home mortgage. Or maybe you are certain you don't have enough equity in your home. Perhaps you don't...
View ArticleHere's How Debt Settlement Can Make Your Debt Worse
The commercials, usually played on AM radio or late-night TV, promise an easy solution to your debt woes: Debt settlement companies say they can eliminate your debts in as little as two months or...
View Article8 Surprising Ways Confidence Can Hurt Your Investments
There may come a moment when you feel like you have this investing thing all figured out. You've made some great stock picks and your portfolio is going gangbusters. But are you letting your confidence...
View ArticleWhat You Need to Know About Homeowners' Associations
When my husband and I were thinking about buying a house, we toured a lovely home that was on the lower end of our budget. It was gorgeous. It had high-end appliances and the owners had completely...
View Article6 Age Milestones That Impact Your Retirement
Legally significant ages seem to cluster early in life — you can drive at 16, vote, smoke, and enlist at 18, and drink at 21. After that, you might think that there are no more important age milestones...
View ArticleHere's What's Included in a Home's Closing Costs
Taking out a mortgage isn't free. You can expect to pay 2 percent to 5 percent of your home's purchase price in closing costs, the fees that everyone from lenders to title insurers charge to originate...
View ArticleBookmark This: A Step-by-Step Guide to Choosing 401(k) Investments
It's no secret that 401(k) fund options are notoriously opaque. While target-date funds provide convenience to investors, they often come with higher fees than alternative investment vehicles, have...
View Article6 Ways to Tell If a Credit Card Offer Is a Good One
Credit cards can be a powerful tool for your finances if you use them wisely. In order to do that, though, you need to know exactly what you're getting into with each credit card. Here's what you...
View Article9 Common Mistakes You're Making With Your Checking Account
Most of us think about our checking account in only one way: Is there enough money in it? While that's certainly the most important piece of the puzzle, there are plenty of other things to consider to...
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