Autopay Is Great for Money Management — Until It Starts Costing You
I'm a big believer in the set-it-and-forget-it lifestyle. I have cleaning products and paper goods delivered to me monthly via an automatic subscription, so I never have to think about whether we're...
View ArticleFirst Rule of Financial Wins: Avoid Losses
The task of accumulating wealth and ensuring long-term financial security is often discussed alongside the idea of winning. And while it's fine to think of financial planning this way, it may be just...
View ArticleDon't Be Fooled by an Investment's Rate of Return
When you invest, you are looking for return. You want your money to grow over time, preferably at a rate that will allow you to achieve your financial goals.An investment's rate of return can be a...
View Article6 Important Things to Look for in a Savings Account
Having a savings account is important. It's a good place to store your emergency fund, which you’d tap if your car unexpectedly needed repairs or you had to weather months without a job.But all savings...
View ArticleThe Encouraging Truth About How Americans Are Covering the Cost of College
The average annual costs for tuition plus room and board have reached an average $45,000 for private colleges and $35,000 for out-of-state-students at public colleges. When students and parents learn...
View ArticleThe Millennials Guide to Avoiding Credit Card Debt
Americans owe billions of dollars in credit card debt, and the high interest rates that come with it can lead to a debt spiral that is very challenging to overcome.Millennials, having lived through the...
View ArticleHere's What to Do If You Get Audited
We often exaggerate the phrase, "My worst nightmare," but when it comes to getting audited, it's true. Audits are many people's worst nightmare — but they don't automatically have to mean financial...
View ArticleYour Bank Took Away Free Checking. Now What?
You are a financially responsible adult who has been a loyal customer of the same bank for years. Now you find that you've been hit with a random checking account fee. What gives?If you're like most...
View Article6 Investment Truths to Remember When the Stock Market Is Down
Forget Halloween — February 5, 2018 stands as the new scariest day. On that day, the Dow Jones industrial average (DJIA) plunged almost 1,600 points, marking its biggest point decline in history during...
View Article7 Ways to Vet Your Mortgage Lender
Buying a home is one of the biggest purchases most consumers ever make. And yet many of us put little to no thought into getting a mortgage loan or the lender we'll work with during the process.This...
View ArticleWhen Should You Pay a Credit Card Convenience Fee?
One of the great things about credit cards is that consumers typically don't have to pay for the convenience of using them at the point of sale. You usually swipe your card, and the merchant bears the...
View Article10 Pointless Fees That Are Sabotaging Your Budget
When I read the word "fee," what I see is, "something you should have avoided paying." No one likes to pay fees, fines, service charges, or anything that sounds remotely like a penalty. While some fees...
View Article6 Monthly Bills That Won't Affect Your Credit Score
What's the best way to keep your FICO credit score healthy? Simple: Pay your bills on time and don't rack up too much debt. Some bills, though, are more important to your credit score than others.In...
View ArticleHow Paying Attention to Detail Saves Your Finances
They say the devil is in the details. When it comes to your finances, this can certainly be true.Each day, we have the potential to lose money simply because we aren't paying attention. We pay too much...
View ArticleHow to Get Rid of Your Credit Card's Annual Fee
You look down at the credit card in your hand. It's one of your older cards, and you've bought plenty with it. The problem is, it charges an annual fee, and you're sick of paying it. You're tempted to...
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