What You Need to Know About HOAs
You're buying into a residential community β made up of condominiums or single-family homes β that is governed by a homeowners association. Is that a good thing? Or should having to deal with an HOA...
View ArticleHow Too Much Investment Diversity Can Cost You
Financial experts agree that you shouldn't to put all your eggs in one basket. But just like with everything else in life, moderation is essential to truly reap the benefits of diversification. Spread...
View ArticleChristmas Club Accounts: Are They Worth It?
We're not yet to Halloween and, yes, we're going to talk about Christmas shopping. During the 2014 holiday season, a poll found that families with children planned to spend $578.10 on gifts. But, when...
View Article5 Signs Itβs Time to See a Credit Counselor
About 62% of Americans have less than $1,000 in their savings accounts, and one in every three Americans has saved $0 for retirement. One of the main culprits behind our inability to save is debt....
View Article9 Questions You Should Ask Before Hiring a Robo-Adviser
Many experts predict that robots will soon take over jobs across many industries. (See also: Robots Will Take Over These 5 Jobs Soon β Is One of Them Yours?)And this trend is certainly evident in the...
View Article12 Everyday Money Tasks You've Been Doing Wrong
You handle a lot of routine money tasks, and like most people, you probably haven't thought much about that routine. But these "routine" tasks are repeated over and over and can result in a lot of...
View Article9 Costly Mistakes DIY Investors Make
With the right approach and education, it's possible for people to handle their own investments. But it's also easy to make mistakes that could cost you large sums of money in the long run.If you're a...
View ArticlePrepaid Cards About to Get Safer and Better
If you have a bank account with a debit card, your money is pretty safe. If your card is lost or stolen, you can cancel it and get a replacement. As long as you check your statement and report...
View ArticleThe Problem With Car Title Loans
Your electric bill is due in three days and you don't have enough cash in your checking account to cover it. Or maybe a big credit card bill just arrived in your mailbox and you don't have enough...
View Article8 Signs an ETF Isn't Right for You
In recent years, exchange traded funds, or ETFs, have become a common part of many retirement portfolios. They work much like mutual funds, but can be traded throughout the day and often have lower...
View Article8 Credit Repair Mistakes That Will Cost You
Rebuilding a poor credit score can seem like an overwhelming task, especially as bad credit puts you in a rotten financial situation. With bad credit you get much higher interest rates, and can often...
View Article6 Ways to Invest When You're In Debt
You know you need to begin investing to save for the future, but you still have some debt to pay off. It is possible to take care of both at the same time?The short answer is that yes, you can pay down...
View ArticleAre Your Assets Costing You Too Much?
The more assets, the merrier is generally a good philosophy. But there are times when assets can actually be a drain on your financial wellbeing. Some assets cost a lot to possess and don't bring you...
View Article5 Things Your Financial Planner Isn't Telling You About Retirement
Personal finances can get complicated fast, which is why many people seek the assistance of a financial adviser. Especially when considering your retirement, it can give you extra confidence to know...
View Article8 Smart Money Moves to Make in the New Year
Maybe your New Year's resolution is to budget more consistently, save more, or spend less. Maybe it's investing a portion of your disposable income wisely. Whatever your financial objectives are,...
View ArticleYes, You Need Home Title Insurance β Here's Why
The closing costs on a typical mortgage loan can seem overwhelming. According to Zillow, the closing costs for a $150,000 home can range from $3,000 to $7,500, with an average falling around $3,700.So...
View Article7 Things You Should Never Do With Your Travel Rewards Credit Cards
Getting the most out of a travel rewards credit card isn't as easy as it might seem. Sure, the basic premise is simple: Rewards credit cards dole out points when you make a purchase with your card....
View ArticleHere's What Happens If You Don't Pay Your Taxes
As Tax Day looms, you may wonder how high the tax man should rank on your list of creditors. Is it better to postpone paying taxes in order to pay off credit card debt, or to keep the electricity...
View Article7 Traps to Avoid With Your 401(k)
More and more Americans are choosing an employer-sponsored 401(k) as their preferred way to build up their nest eggs. As of 2014, an estimated 52 million Americans were participating in a 401(k)-type...
View ArticleHow to Face 4 Ugly Truths About Retirement Planning
Most working Americans still have a long way to go to ensure a comfortable, financially secure retirement. But, with consistency and dedication, retirement planning can be a feasible project. Let's...
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